Counterfactual replay
A historical ACH or wire file is evaluated against a versioned rule pack. Each payment receives a counterfactual verdict: would have released, would have held, or would have escalated. The file is the only required input. Rules that need evidence you did not supply are reported as not evaluated.
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Started 2026-10-04 23:08 UTC
| File | Outcome | Started | Would have released | Would have held | Would have escalated | Actions |
|---|---|---|---|---|---|---|
| ach-exceptions.ach | Evaluated | 2026-10-04 23:08 UTC | 5 | 2 | 4 | Open results |